Our Heritage

ROMAC FINANCIAL is proud of its long heritage, now celebrating 40 years of professional service in the Canadian insurance and investment industry.

Relationships (some spanning decades) with our clients and their families are founded on trust, by providing reliable and professional financial planning with personalized recommendations.

We have built our success through the wisdom of inter-generational planning that has given our clients a sense of confidence and “Peace of Mind”.

About Us
Our Future

ROMAC FINANCIAL is committed to the future financial security of all our clients. We continue to customize each insurance and investment portfolio solution to suit unique, specific needs.

Our ever-evolving industry will continue to offer products and strategies that require both our expertise and your confidence in our professional opinions, to maximize your family's prosperity. We have implemented our own inter-generational Succession Strategy, which our clients recognize as invaluable. Intelligent planning today will secure a successful retirement tomorrow.

Our Team

Celebrating four decades of providing "Peace of mind" through a multitude of insurance and investment solutions for our "family" of clients has given our ROMAC team both a sense of purpose and satisfaction...their success is our reward.

Bob MacDermott
Senior Financial Advisor
President & Founder

Bob has over four decades in the insurance/investment industry, specializing in both personal and corporate risk mitigation. Bob has guided clients and their families through trusted estate planning and has offered peace of mind for generations.

Lyndsay MacDermott CFP, CPCA, BBA
Senior Financial Advisor
Vice President

Lyndsay has been licensed for over 20 years and holds designations as a Certified Financial Planner and Certified Professional Consultant on Aging. Lyndsay is dedicated to providing protection with insurance, planning through investments and most of all, peace of mind for her clients and their families.

Bill Pentecost
Retirement Specialist

Bill's five-decade career has been spent entirely in the specialized field of retirement planning and investments. Bill's experience ranges from employer pension plans to individual retirement savings products, to providing tax-efficient retirement income planning advice to retirees and soon-to-be retirees.

Julie Walker
Group Specialist

Julie has over 20 years experience in group benefits design and administration with extensive knowledge of the insurance industry. As Romac Financial's life licensed Office Administrator, she always offers a friendly connection and prompt service.

Our Services


Providing financial protection through customized insurance solutions that evolve as your life changes.

Buy-Sell Funding

Life Insurance

Travel Insurance

Mortgage Protection

Estate Planning

Critical Illness/Serious Accident

Disability Coverage

RRSP Drawdown Strategy

Inter-Generational Planning

Guaranteed Issue

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Investing through Life Insurance companies offer several key advantages:

Maturity Guarantee

Death Benefit Guarantee

Creditor Protection

Probate Avoidance

Confidential Estate Planning

Generational Wealth Transfers

Timely Distribution to Beneficiaries

No Fees Payable At Death

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Offering custom employee benefit solutions that will give you, the Employer/Owner more control and flexibility.

Designing the right plan is important and it is not just about the cost, but the sustainability of your plan. There is a tax-effective strategic advantage to these solutions.

Let us provide a complimentary review of your current plan and help you design a benefits package that best suits your business.

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Retirement Planning

Providing guidance in setting your financial goals and creating strategic 'roadmaps' to increase your chances of achieving financial independence during retirement.

When to take Canada Pension Plan?

Is an RRSP preferable over a TFSA?

Early conversion of RRSP to a RRIF?

Early conversion of LIRA to a LIF?

When can I retire comfortably?

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Available Solutions

  • Annuities
  • Pension Analysis
  • GIC
  • RESP
  • Leveraged Loans
  • Home Equity Financing
  • Segregated Funds
  • Retirement Strategies
  • Tax Efficiency
  • Critical Illness
  • Disability
  • Term Life
  • Whole Life
  • Universal Life
  • Mortgage
  • Travel
  • Group Benefits
  • Juvenile
  • Guaranteed Issue
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